James Mutero

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James Mutero holds doctorate and master’s degrees from the University of Cambridge (Department of Land Economy) and a bachelor’s degree from the University of Nairobi. Over the last 30 years his work has focused on urban development, housing finance, and housing policy. Between 1972 and 1985 he worked for the Kenyan housing ministry, rising to the position of deputy chief housing officer. During the last 15 years, as a consultant, Dr Mutero has made a substantial contribution to the formulation of housing finance strategies and housing policies in Bahrain, Botswana, Eritrea, Kenya, Malawi, Sierra Leone, Zambia, and Zanzibar, investigating both conventional housing finance and micro-finance for housing. He has also undertaken assignments in Egypt, Kenya, Tanzania, and Vietnam on the financial and economic analyses of water projects. He has written expert papers on housing finance and municipal finance for the two most recent Global Reports on human settlements by UN-HABITAT. Clients have included UN-HABITAT, UNDP, the World Bank, the Royal Dutch Embassy, FINNIDA and USAID.

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