Housing Finance in Gabon


This profile is also available in french here.

To download a pdf version of the full 2019 Gabon country profile, click here.

Gabon is located on the west coast of Africa and has a population of 2 119 275 people. Gabon has one of the highest urbanization rates in Africa at 3 percent. The capital, Libreville, and Port Gentil—the economic capital of the country—are home to 59% of the population. Gabon is a member of CEMAC,and the housing finance sector exists in a macroeconomic landscape that has recently been destabilised by market shocks related to falling oil prices.

Gabon’s housing finance programme and budget are divided between different state institutions that have the mandate to deliver and execute housing programmes in the country. There are 10 active banks in Gabon, comprising the Gabonese Development Bank (BGD) and nine commercial banks. However, 80 percent of deposit and loan services are concentrated in three of the largest banks. Gabon’s microfinance sector is still at an infant stage with few limited registered microfinance institutions and requires government intervention and support.

Private investment in development projects is also expected to increase gradually over the next 20 years due to government commitments to make the country an “emerging’ economy”. One of the biggest challenges remains the affordability and accessibility to housing for low income earners/poor unemployed communities.

To support delivery, the government is engaged in several reforms to stimulate the housing sector. These reforms include efforts to alleviate the burden of administrative and regulatory obstacles that were hampering social housing delivery projects. The government strategy to boost the property market and housing sector is beginning to show positive signs by attracting foreign investment.

Find out more information on the housing finance sector of Gabon, including key stakeholders, important policies and housing affordability:

Each year, CAHF publishes its Housing Finance in Africa Yearbook. The profile above is from the 2019 edition, which has up-to-date profiles for 55 African countries.

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