Housing Finance in Gabon

Overview

For the French version of this country profile, click here.

To download a pdf version of the full 2018 Gabon country profile, click here.

The housing finance sector in Gabon exists in a macroeconomic landscape that has recently been destabilised by market shocks related to falling oil prices. Although various construction plans are underway, few are yet to be completed. In the last two years, most of Gabon’s housing development projects have suffered financial setbacks due to the decrease in oil prices which has forced the government to reallocate funds to more prioritised projects.

Demand for high quality residential property is also on the rise due to competition demands between private and corporate occupiers with the consequence of rental price increases. In addition, there is an increasing demand for retail and office buildings in the country, with state institutions and international institutions being the target markets.

Gabon is facing a huge backlog of housing demand especially social housing. This situation could improve with the new government’s financial strategies and through better regulations and efforts to facilitate access to land titles. Most social housing developments projects are initiated by the government and executed by international companies mainly from China and India.

The microfinance sector is still at an infant stage with few limited registered microfinance institutions which cover only a limited portion of the population. This situation could improve with the new government’s financial strategies and through better regulations and efforts to facilitate access to land titles.

Private investment in development projects is also expected to increase gradually over the next 20 years due to government commitments to make the country an “emerging’ economy”. Nevertheless, one of the biggest challenges remains the affordability and accessibility to housing for low income earners/poor unemployed communities. the government strategy to boost the property market and housing sector is beginning to show positive signs by attracting foreign investment.

Find out more information on the housing finance sector of Gabon, including key stakeholders, important policies and housing affordability:


Each year, CAHF publishes its Housing Finance in Africa Yearbook. The profile above is from the 2018 edition, which has up-to-date profiles for 54 African countries.

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