Housing Finance in Guinea Bissau


This profile is also available in French here.

To download a pdf version of the full 2019 The Guinea Bissau country profile, click here.

With a stable GDP growth rate, the economy of The Republic of Guinea-Bissau is driven by exports and private consumption. Amongst the many challenges which face Guinea-Bissau’s housing market, the issue of a lack of access to electricity compromises the quality of housing which is offered in the country. Another challenge which is experienced in this housing sector is that urbanization rates are on the rise, thus increasing the demand for housing and the housing backlog. The limited housing finance options which are available do not contribute to meeting the increasing demand for housing because of the shortfalls which exist in the financial sector. Specifically, low-income households do not have sufficient housing finance options as they are most vulnerable to external shocks such as political instability which greatly impact on the efficiency of the financial sector. The initiatives by the World Bank which are designed to improve access to housing finance to families across the country and the WAEMU zone might significantly contribute to the improvement of the housing sector.

Affordable housing delivery is problematic in West Africa where less than 7 percent of households can afford decent and secure housing units. In Guinea-Bissau, this delivery is also compromised by external pressures such as the waves of political instability which have been experienced in the country. Further, this instability has resulted in a halt in the implementation of key changes to land law in Guinea-Bissau. The housing investment opportunities in Guinea-Bissau lie in the residential and industrial housing spheres of the property market.

Find out more information on the housing finance sector of Guinea-Bissau, including key stakeholders, important policies and housing affordability:

Each year, CAHF publishes its Housing Finance in Africa Yearbook. The profile above is from the 2019 edition, which has up-to-date profiles for 55 African countries.

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Neighbouring Countries Gambia Guinea Senegal
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