Housing Finance in Morocco

Overview

This profile is also available in French here.

To download a pdf version of the full 2019 Morocco country profile, click here.

Morocco has 35 679 265 inhabitants, 62 percent of whom live in urban areas. Between the first quarter of 2018 and the first quarter of 2019, the unemployment rate went from 10.5 percent to 10 percent at the national level, from 15.6 percent to 14.5 percent in urban areas and from 3.5 percent to 3.8 percent in rural areas.

However, the country has an advanced housing finance market compared to many African countries. It includes several sources of loans such as private or public commercial banks, microfinance institutions and credit companies. All of the banks offer credit facilities to households wishing to obtain a home. The number of property transactions increased by 4.5 percent in 2018, while home loans amounted to nearly 27.3 billion dirhams.

Despite such active housing finance market, affordability is the most crucial factor in obtaining housing in Morocco in view of the tremendous inequality that exists in the country.

Find out more information on the housing finance sector of Morocco, including key stakeholders, important policies and housing affordability:


Each year, CAHF publishes its Housing Finance in Africa Yearbook. The profile above is from the 2019 edition, which has up-to-date profiles for 55 African countries.

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