Innovation in Housing Finance

In under-developed markets, all work can be classified as innovative. This theme gives special focus to innovation that extends access to housing finance for lower income earners – whether through the development of mortgage guarantees to support access to mortgage finance, the development of a housing microfinance sector that addresses the needs of those still lower down, or interventions which might be implemented by the state in support of a market-based approach that reaches the poor. In this theme, CAHF continues a research programme that captures innovative cases towards demonstrating a track record of delivery, while exploring the potential for developing the housing sector in ways that will better support lower income earners across the continent.

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