Michael Kihato

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What is a micro-mortgage?

Micro-mortgages are defined as “housing loans of long duration (generally ten years or more) that exhibit all characteristics of traditional mortgage loans (long repayment period,

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Group lending works with HMF

Housing microfinance (HMF) has its origins in microfinance lending. One important aspect of microfinance lending that HMF utilises is group lending. A group of individuals,

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