Housing Finance in Central African Republic


This profile is also available in French here.

To download a pdf version of the full 2020 Central African Republic country profile, click here.

Persistent political instability has plagued the country for several decades, forcing thousands of Internally Displaced Persons (IDPs) to live in temporary camps. protracted internal conflicts have affected the economy, which was already weakened by the country’s isolation and the low economic growth rate.

Although a member of the Economic and Monetary Community of Central Africa (CEMAC), the financial system is the smallest in the number of financial institutions in the region.The slowdown or even the halt in socioeconomic activities due to the pandemic have had a negative impact on the financing of housing.

In CAR, only 10 percent of land is registered and marketable, making access to land difficult, despite the ever-increasing demand from the population. The government has entered into negotiations with international companies, for an ambitious programme to build 50 000 social and economic housing units. There are plans to operationalize two banks that will support CAR’s financial sector.

Find out more about information on the housing finance sector of the Central African Republic (CAR), including key stakeholders, important policies and housing affordability:

Each year, CAHF publishes its Housing Finance in Africa Yearbook. The profile above is from the 2020 edition, which has up-to-date profiles for 55 African countries.

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