Marja Hoek-Smit | Executive Director, Housing Finance Information Network
Allan Cain | Director, Development Workshop Angola
Stan Garrun | Urban Real Estate Research Unit, University of Cape Town
Taofeeq Olatinwo | Nigeria Mortgage Refinance Company (NMRC)
Abdelkader Benbrahim | Making Finance Work for Africa (MFW4A)
Housing is transformative, and has the ability to change people’s lives. And, because it creates so many jobs, it has the real potential to contribute to the economy of a city, or of a country.
Housing finance is critical to solve the housing problem, increasing the number of households that can afford to acquire a house in the formal market, which in turn will make large scale development of middle and lower middle income housing possible.
Informal builders provide the bulk of affordable housing and define large areas of our cities. This incremental process has been adopted by governments into programmes called ‘site and services’, focusing on housing and land development, and embracing process as the key.
Financing Affordable Housing In Nigeria: An Interview with Kecia Rust
Smolka evaluates the actual and potential revenues these instruments generate under different local institutional socio-political circumstances.