Housing microfinance in post-conflict Angola: Overcoming socioeconomic exclusion through land tenure and access to credit
The paper analysis post war Angola and the challenges it faces in accessing housing microfinance. The report is written within the 2002 post war conflict that has left many socio-economic exclusions. Such exclusions have been through land tenure and access to capital. Development Workshop is a human settlements NGO that has been working in Angola since 1981 and is developing approaches to post conflict shelter challenges. Two linked programmes are discussed in this paper. Development Workshop’s KixiCasa housing microfinance model aims to address the issue of economic exclusion through the provision of microcredit. And together with Ministry of Urbanism and Environment, Development Workshop is piloting a land management strategy using upgradeable occupancy rights and land pooling to facilitate the regularization and securing of tenure rights for the poor. These approaches need to be scaled up significantly to begin to meet post-conflict housing and reconstruction needs and to mitigate against the resurgence of local level confl icts.
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