Mobilizing Pension Assets for housing needs – Experiences in Southern Africa

This paper considers the use of pension assets for housing purposes in Southern Africa. It recognizes the limitations of the access to traditional sources of housing finance like mortgage loans and other problems including the shortage of capital for the construction of new housing stock. The paper questions whether and how retirement funds might play a greater role in funding the construction of housing, particularly low income housing, and in opening up access to housing finance products.