Housing Pillar of the Government of Kenya’s Big 4 Agenda. It was incorporated in April 2018 as a non- deposit taking financial institution under the supervision of the Central Bank of Kenya with the single purpose of providing long-term funds to primary mortgage lenders (Banks, Micro Finance Banks and SACCOs) in order to increase the availability and affordability of mortgage loans to Kenyans.  The company was licensed by the Central Bank of Kenya (CBK) in August 2018 and began operations in September 2020. Cytonn have previously covered four topicals on KMRC namely;

In this topical, they update progress of KMRC by highlighting latest initiatives to achieve their objectives and offer recommendations on how to boost finance for refinancing mortgages, based on similar initiatives from other countries. It covers the following topics;

  1. Overview of the Housing Sector in Kenya,
  2. Home Financing in Kenya,
  3. Kenya Mortgage Refinance Company (KMRC) Progress,
  4. Case Studies and Lessons Learnt,
  5. Recommendations, and, Conclusion
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