Housing Finance in Congo, Democratic Republic of the

Overview

This profile is also available in French here.

To download a pdf version of the full 2019 Democratic Republic of Congo country profile, click here.

Housing demand in the DRC outweighs housing supply, and the backlog is estimated at 3 945 555 houses countrywide. Kinshasa alone has a housing deficit estimated at 54.4 percent of the overall national deficit, i.e. an average of 143 092 houses to be built per year. In rural areas, which make the most part (57.4 percent) of the country, the notion of property development is totally absent. Therefore, the limited number of developers are concentrated in urban areas, with very restricted access to finance. Because of this situation, housing supply is limited, and only accessible to the elite minority.

Most housing development projects in the country are in the capital city of Kinshasa, including Cité du Fleuve, Cité de l’Espoir, Cité Belle Vie, Cité Moderne, etc. However, there are sporadic housing developments currently in the pipeline in other areas such as Fungurume, a mining district of the newly created province of Lualaba.

Find out more information on the housing finance sector of the Democratic Republic of Congo, including key stakeholders, important policies and housing affordability:


Each year, CAHF publishes its Housing Finance in Africa Yearbook. The profile above is from the 2019 edition, which has up-to-date profiles for 55 African countries.

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